Insights

Rossman Kirk secured a decisive victory for a debt collector in federal court, defeating FDCPA claims arising from the filing of a collection lawsuit. The court granted judgment on the pleadings and dismissed the complaint with prejudice, rejecting claims involving arbitration, debt validation, and the use of litigation as a collection strategy.

In Episode 3 of The Debt Collector Podcast, attorneys John Rossman and Benjamin Kirk discuss practical strategies for responding to—and, when necessary, defeating—lawsuits brought by pro se litigants. Read the complete episode transcript.

A recent Wisconsin Court decision reinforces that a hypothetical interpretation of a collection letter by a consumer attorney does not create an FDCPA violation. Further, a collection letter does not become deceptive simply because a consumer attorney can imagine a different way the collection process might unfold.

Recent Minnesota court decisions show a growing willingness to overturn insurance coverage denials, reshaping how businesses and insurers approach disputed claims.